Yes and yes. I always bring back-up gear just in case. I do also have liability insurance, feel free to send me an e-mail if a venue would like a COI.
For weddings, absolutely! It's included when a bride-to-be books her appointment with me. For normal appointments however, I stopped offering them since I've had a few times where potential clients used the trial as their actual event day makeup!
In order to secure your date I do collect 25% of the total due up front! For larger bridal parties and events I collect 50% of the total due up front.
I love LOVE. So I like to capture that in the photos I take. (Yes, even the solo portrait photos of yourself, because ya gotta love yourself
Your date is booked only with a signed contract and a non-refundable fee, which is 25% of your total package cost. To be fair to all potential clients, I cannot hold your date or pencil you in.
I usually take about 60 minutes however, from years of experience just to be safe, I've found that there are usually a lot of last minute touch ups needed before actually leaving. So I'm listing them aS 75 minutes so there are no discrepencies with timing for your special event!